test - datacultr

Datacultr ODYSSEY

As

Copy

Datacultr’s Odyssey Platform

Provides the perfect loans at each pit-stop of the loan journey to
encourage the customer to PAY ON TIME.

The journey is as important

Early Collections

The Destination

Due Date

Late Collections

Datacultr ODYSSEY

Copy

Join the 100% club

In today’s competitive banking landscape, it is imperative to keep the customer communication relevant and crisp. Efficient communication flows go a long way in keeping the customer happy while engaging him to repay timely

Hello
efficiencies!

100% RIGHT PARTY CONTACTS

100% DELIVERY

100% ACTIONABILITY

Datacultr ODYSSEY

Copy

Manage risk by linking the loan with the customer’s device

10X

GROWTH IN BUSINESS

RISK MANAGEMENT

GROW YOUR BUSINESS IN THE NEW TO CREDIT AND OTHER HIGH-RISK SEGMENTS

MORE LOAN APPROVALS

Drive up key metrics with innovative digitalized collection workflows

4X MORE COLLECTIONS

DEVICE LOCKING

DIGITAL WORKFLOWS

ODYSSEY ASSIST

Datacultr ODYSSEY

Copy

Educate customers with rich engagement modules in their languages

22%

INCREASE IN ON TIME
PAYMENT

PRE-DUE ENGAGEMENT

IMPROVE PAYMENT BEHAVIOUR WITH HIGHLY ENGAGING TEMPLATES

100% DELIVERY

Communicate with actionable reminders instead of a regular message in an inbox

100% RIGHT PARTY CONTACTS

DIGICALL

FLASH MESSAGE

video messaging

Datacultr ODYSSEY

Copy

Always reach your customer even if they have changed their Contact Numbers or Email IDs

100%

RIGHT PARTY CONTACTS

RISK MANAGEMENT

EXPERIENCE INCREDIBLE RESULTS BY USING EXCLUSIVE ENGAGEMENT TOOLS

100% DELIVERY

Cut the clutter by appearing on the device’s screen, No Inboxes, No DNDs, No Spams

100% ACTIONABILITY

DIGICALL

FLASH MESSAGE

WALLPAPER REMINDER

100% REACH

Datacultr ODYSSEY

Copy

Send impactful reminders that ensure payments

hIGHer collection
efficiencies

EARLY COLLECTIONS

INDUSTRY FIRST AND HIGHLY ENGAGING INTERVENTIONS

100% ACTIONABILITY

Drive collections with single click payments

100% REACH

WALLPAPER REMINDER

FLASH MESSAGING

GRADUAL DEVICE LOCKING

Datacultr ODYSSEY

Copy

Prioritise payments by soft and hard locking of the customer’s device and digital notices

16X

Increased collections
in bucket 3+

LATE COLLECTIONS

INCREASE COLLECTION IN HARD BUCKET WITH UNIQUE INDUSTRY FIRST TOOLS

100% SKIP TRACING

Improve CONTACT-ABILITY by checking customer’s Mobile Number or Location on Demand

100% ACTIONABILITY

MOBILE NUMBER ON DEMAND

LOCATION ON DEMAND

DIGITAL NOTICE

Datacultr ODYSSEY

Copy

Drive 100% reach and actionability, that drive payments

67X

REDUCED NON PERFORMING
LOANS

RISK MANAGEMENT

ENSURE REPAYMENTS ACROSS BUCKETS USING FULLY DIGITAL SMART NUDGES

100% RPC

Highly optimised digital workflows that drive results by breaking the clutter

PROMISE TO PAY

APP LOCK

DEVICE LOCK

100% DELIVERY

100% ACTION

Copy

Reach us now: SALES@DATACULTR.COM

IMPROVE YOUR
COLLECTION EFFICIENCIES

DATACULTR ODYSSEY

Contact-Ability

Click anywhere to read..

Lets Talk

We know you can’t guarantee
Contact-ability. But we can!

Copy

Unlike others, we like to take on challenges head-on! So, let’s begin by addressing the elephant in the room that others never talk about…. Contact-ability.

In our 4 part series, we explore various types of contact-ability challenges and offer you the perfect solution for it!

Copy

Did you know that 70% people change their number after purchase. After shelling out those big bucks on collections, how many success stories can you really attribute to your call and collect strategies?

Wrong Number?

Reach the device

”Not an Inbox”

ODYSSEY DIGI-CALLS

Copy

Inbox is
out of Mind

Out of sight is surely out of mind! So why let your important communication remain in some inbox that is never opened? Reach the device directly and cut the chase!

Reach the device

”Not an Inbox”

ODYSSEY DIGI-CALLS

Copy

• Did it go to Spam?
• Has he seen it?
• Did he open your mail?
• It got lost among tonnes of more mails?

Hiding in
plain sight

We know you can’t guarantee
Contact-ability. But we can!

Damn right your EMI reminder has gone to your customer’s email,

ODYSSEY DIGI-CALLS

Reach the device

”Not the Mailbox”

Copy

Are your call & collect efforts failing due to the prevailing scams that use unknown mobile numbers like you? Use authenticated, bank branded calls to reach your customer.

Another
Missed Call?

Finish

ODYSSEY DIGI-CALLS

Reach the device

”Not a Number”

Is Your Device Financing Partner
Enterprise-Grade?

With 3rd party integrations, your data is always at a risk.

I want to keep my Data Secure

Copy

So before you commit, ask: Can your partner handle that risk?

In device financing, risk isn’t missed payments; it's exposed borrower data.

Copy

Not every technology partner meets enterprise-grade standards. Many leave lenders exposed with:

Security Gaps That Put Lenders at Risk

No ISO, SOC, or equivalent certifications

Weak compliance & risk frameworks

Limited global experience

Outdated security protocols

Each gap multiplies risk. Most partners aren’t built to close them. But Datacultr is.

Copy

Just one weak link triggers:

The Real Cost of Weak Security

Weak security doesn’t cost you later. It costs you instantly.

$4.88M+ in breach damage

200+ days to detect & contain a breach, enough to cripple operations

Multi-million regulatory penalties

Disrupted collection cycles leading to a sharp drop in recoveries

Copy

Unlike others, Datacultr is built for the highest standards:

Datacultr: Delivering Enterprise-Grade Security

Datacultr: Where data is your strongest asset, not a liability!

The result: Global Reach → 25M+ devices, 30+ countries, $7.01 billion worth of secure, compliant, and future-ready device financing.

Zero PII Captured

minimal data exposure

Certified & Compliant

GDPR, ISO 27001:2013, ISO 9001:2015, SOC 2 Type 2

Device-Led Security

security + risk compliance in one layer

A guide to achieve the highest RPC rates

Tips to improve

Copy

COLLECTIONS

Improving collection efficiencies in challenging because of low RPC rates. It is the pain point we have learned to live with, but not anymore! Why be satisfied with meager double digits when you can score upto a 100% with Datacultr.

Copy

Single programme - 100% RPC

SPRAY & PRAY?

Are you trying to reach your customer using multiple methods like calls, message, whatsapp and email? So many means yet we don’t see a clear end.

Lets bring back the focus with odyssey.

ODYSSEY = IMPROVED RPC

CHANNELIZE YOUR EFFORTS

Copy

CHASING
SHADOWS?

No more worrying about wasted efforts on incorrect numbers and invalid addresses. No more skip tracing shadows that can evade you. Reach and engage with your real customer directly through the device.

ODYSSEY = IMPROVED REACH

PINPOINT YOUR TARGET

Copy

WHAT WRITE-OFF?

Are you writing off loans because of contact ability issue? Watch your collections improve with odyssey, by sending your communication to the Right Party, at the Right Time with instant Call to Action.

ODYSSEY = IMPROVED REPAYMENTS

DRIVE ACTIONABILITY

Copy

PREMIUM TOOLS

ODYSSEY = IMPROVED COLLECTIONS

Start Over

A Journey of Trust, Scale & Financial Inclusion

Device Financing solutions

Copy

1 - 20 million loans

Powering safer smartphone financing.
One device at a time.

Copy

The First Loan

That first secured smartphone sparked a journey, one that’s reshaping how the world finances smartphones.

Because when risk is managed well, opportunity grows.

MAY 2020

Copy

1M Loans Secured

1 million loans enabled.
1 million borrowers protected.
1 million steps toward inclusive lending.

Transforming smartphone financing, 1 device at a time.

April 2022

Copy

10 Million Loans

From 1M to 10M loans across emerging markets. Powered by strong partnerships and responsible risk control.

Secure phones = Stronger portfolios

10X Growth in 24 months

May 2024

and counting..

Copy

20 Million Loans

Driving safer lending across borders,
one borrower at a time.

Less risk = More inclusion

We’re just getting started.

July 2025

Copy

Thank you!

This journey wouldn’t be possible without your trust.

Here’s to the next 20 million!

Debt Collections
in 2026:

Built on Intelligence. Engineered to Manage.

How modern institutions are re-architecting recovery at scale

Copy

AI-Driven Prioritisation

Accounts are worked based on repayment behaviour and real-time signals, not fixed aging buckets.

Trend 1

Copy

Every reminder, nudge, and action follows policy and regulatory rules by default.

Trend 2

Compliance Built into Workflows

Copy

Secure, trusted and smart communication replaces blind calls, unverified SMSs and emails.

Trend 3

Smart-Digital Borrower Outreach

Copy

Outreach, payments, insights, and controls operate on one real-time platform.

Trend 4

Unified Collections Stack

Copy

Automation handles routine volume interactions, while human agents step in where empathy, context, and judgement matter most.

Trend 5

Customer Centric
Resolution

Copy

Built on intelligence, compliance, and platform-led execution.

This Is the Future of Collections

The journey is as important as The Destination

Datacultr’s Odyssey Platform

Provides the perfect loans at each pit-stop of the loan journey to encourage the customer to PAY ON TIME.

Early Collections

Due Date

Late Collections

Copy

Join the 100% club

Hello
efficiencies!

RIGHT PARTY
CONTACTS

ACTIONABILITY

100%

DELIVERY

Copy

• Manage risk by linking the loan with the customer’s device
• Drive up key metrics with innovative digitalized collection workflows

10X

MORE LOAN APPROVALS

MORE
COLLECTIONS

GROWTH IN BUSINESS

RISK MANAGEMENT

GROW YOUR BUSINESS IN THE NEW TO CREDIT AND OTHER HIGH-RISK SEGMENTS

DEVICE
LOCKING

DIGITAL
WORKFLOWS

ODYSSEY
ASSIST

Join the 100% club

Copy

• Educate customers with rich engagement modules in their languages

• Communicate with actionable reminders instead of a regular message in an inbox

22X

DELIVERY

100%

RIGHT PARTY
CONTACTS

INCREASE IN ON TIME PAYMENT

PRE-DUE ENGAGEMENT

IMPROVE PAYMENT BEHAVIOUR WITH HIGHLY ENGAGING TEMPLATES

DIGICALL

FLASH
MESSAGE

VIDEO
MESSAGING

Join the 100% club

Copy

• Always reach your customer even if they have changed their Contact Numbers or Email IDs

• Cut the clutter by appearing on the device’s screen, No Inboxes, No DNDs, No Spams

100%

DELIVERY

ACTIONABILITY

100%

REACH

RIGHT PARTY CONTACTS

RISK MANAGEMENT

EXPERIENCE INCREDIBLE RESULTS BY USING EXCLUSIVE ENGAGEMENT TOOLS

DIGICALL

FLASH
MESSAGE

WALLPAPER
REMINDER

Join the 100% club

Copy

• Send impactful reminders that ensure payments

• Drive collections with single click payments

ACTIONABILITY

100%

REACH

hIGHer
collection
efficiencies

EARLY COLLECTIONS

INDUSTRY FIRST AND HIGHLY ENGAGING INTERVENTIONS

WALLPAPER
REMINDER

FLASH
MESSAGE

GRADUAL
DEVICE
LOCKING

Join the 100% club

Copy

• Prioritise payments by soft and hard locking of the customer’s device and digital notices

• Improve CONTACT-ABILITY by checking customer’s Mobile Number or Location on Demand

16X

SKIP TRACING

100%

ACTIONABILITY

Increased collections
in bucket 3+

LATE COLLECTIONS

INCREASE COLLECTION IN HARD BUCKET WITH UNIQUE INDUSTRY FIRST TOOLS

MOBILE NUMBER ON
DEMAND

LOCATION ON DEMAND

Join the 100% club

Copy

• ENSURE REPAYMENTS ACROSS BUCKETS USING FULLY DIGITAL SMART NUDGES

• Highly optimised digital workflows that drive results by breaking the clutter

67X

PPC

100%

ACTION

APP LOCK

REDUCED NON PERFORMING
LOANS

RISK MANAGEMENT

ENSURE REPAYMENTS ACROSS BUCKETS USING FULLY DIGITAL SMART NUDGES

PROMISE TO
PAY

DEVICE
LOCK

Join the 100% club

DELIVERY

100%

Datacultr Odyssey

SALES@DATACULTR.COM

Improve Your Collection Efficiencies

Reach us now:

Lets Talk

Datacultr’s Odyssey Platform

We know you can’t guarantee
Contact-ability. But we can!

Copy

Wrong Number?

ODYSSEY DIGI-CALLS

Copy

Out of sight is surely out of mind! So why let your important communication remain in some inbox that is never opened? Reach the device directly and cut the chase!

Inbox is out of Mind

Reach the device

”Not an Inbox”

ODYSSEY DIGI-CALLS

Copy

• Did it go to Spam?
• Has he seen it?
• Did he open your mail?
• It got lost among tonnes of more mails?

Hiding in plain sight

Damn right your EMI reminder has gone to your customer’s email,

We know you can’t guarantee Contact-ability. But we can!

ODYSSEY DIGI-CALLS

Reach the device

”Not the Mailbox”

Copy

Are your call & collect efforts failing due to the prevailing scams that use unknown mobile numbers like you? Use authenticated, bank branded calls to reach your customer.

Another Missed
Call?

ODYSSEY DIGI-CALLS

Reach the device

”Not a Number”

SALES@DATACULTR.COM

Reach us now:

Tips to improve

collections

A guide to achieve
the highest RCP rates

Copy

Single programme - 100% RPC

SPRAY & PRAY?

Are you trying to reach your customer using multiple methods like calls, message, whatsapp and email? So many means yet we don’t see a clear end.

Lets bring back the focus with odyssey.

ODYSSEY = IMPROVED RPC

CHANNELIZE
YOUR EFFORTS

Copy

CHASING
SHADOWS?

ODYSSEY = IMPROVED REACH

PINPOINT YOUR TARGET

Copy

WHAT WRITE-OFF?

ODYSSEY = IMPROVED REPAYMENTS

DRIVE
ACTIONABILITY

Copy

PREMIUM TOOLS

ODYSSEY = IMPROVED REPAYMENTS

SALES@DATACULTR.COM

Reach us now:

Device Financing
solutions

1 - 20 million loans A Journey of Trust, Scale & Financial Inclusion

Powering safer smartphone financing.
One device at a time.

Copy

The First Loan

That first secured smartphone sparked a journey, one that’s reshaping how the world finances smartphones.

Because when risk is managed well, opportunity grows.

MAY 2020

Copy

1M Loans Secured

1 million loans enabled.
1 million borrowers protected.
1 million steps toward inclusive lending.

Transforming smartphone financing, 1 device at a time.

April 2022

Copy

10 Million Loans

From 1M to 10M loans across emerging markets. Powered by strong partnerships and responsible risk control.

Secure phones = Stronger portfolios

10X Growth in 24 months

May 2024

and counting..

Copy

20 Million Loans

Driving safer lending across borders, one borrower at a time.

Less risk = More inclusion

We’re just getting started.

July 2025

Reach us now:

Thank you!

This journey wouldn’t be possible without your trust.

SALES@DATACULTR.COM

Here’s to the next 20 million!

Debt Collections in 2026:

Built on Intelligence. Engineered to Manage.

How modern institutions are
re-architecting recovery at scale

Copy

AI-Driven Prioritisation

Accounts are worked based on repayment behaviour and real-time signals, not fixed aging buckets.

Trend 1

Copy

Compliance Built into Workflows

Every reminder, nudge, and action follows policy and regulatory rules by default.

Trend 2

Copy

Smart-Digital
Borrower
Outreach

Secure, trusted and smart communication replaces blind calls, unverified SMSs and emails.

Trend 3

Copy

Unified Collections Stack

Outreach, payments, insights, and controls operate on one real-time platform.

Trend 4

Copy

Customer
Centric
Resolution

Automation handles routine volume interactions, while human agents step in where empathy, context, and judgement matter most.

Trend 5

Copy

This Is the Future of Collections

Built on intelligence, compliance, and platform-led execution.

Is Your Device Financing Partner Enterprise-Grade?

With 3rd party integrations, your data is always at a risk.

I want to keep my
Data Secure

Copy

So before you commit, ask: Can your partner handle that risk?

In device financing, risk isn’t missed payments; it's exposed borrower data.

Copy

Not every technology partner meets enterprise-grade standards. Many leave lenders exposed with:

Security Gaps That Put Lenders at Risk

No ISO, SOC, or equivalent certifications

Weak compliance & risk frameworks

Limited global experience

Outdated security protocols

Each gap multiplies risk. Most partners aren’t built to close them. But Datacultr is.

Copy

Just one weak link triggers:

The Real Cost of Weak Security

in breach
damage

Weak security doesn’t cost you later. It costs you instantly.

$4.88M+

200+ days

to detect & contain a breach, enough to cripple operations

regulatory penalties

Multi-million

Disrupted collection cycles

leading to a sharp drop in recoveries

Copy

Just one weak link triggers:

Datacultr: Delivering Enterprise-Grade Security

The result: Global Reach → 25M+ devices, 30+ countries, $7.01 billion worth of secure, compliant, and future-ready device financing.

Zero PII Captured

minimal data exposure

Certified & Compliant

GDPR, ISO 27001:2013, ISO 9001:2015, SOC 2 Type 2

Device-Led Security

security + risk compliance in one layer

Copy

Datacultr ensures your device financing runs securely, continuously, and efficiently:

Built for Reliability & Scale

The result: Global Reach → 25M+ devices, 30+ countries, $7.01 billion worth of secure, compliant, and future-ready device financing.

In-country data storage & multi-zone Disaster Recovery

Business Continuity Planning with tested failover

99.9%+ uptime on mission-critical operations

24×7 global tech support for partners

Microservices-driven → faster deployments, economical setup

Compliance-first → regulatory & in-country adherence, enabling product innovation

SALES@DATACULTR.COM

Reach us now:

Where data is your strongest asset, not a liability!

As

The journey is as important

The Destination

Hello efficiencies!

GROWTH IN BUSINESS

INCREASE IN ON TIME PAYMENT

RIGHT PARTY CONTACTS

hIGHer collection efficiencies

Increased collections in bucket 3+

REDUCED NON PERFORMING LOANS

IMPROVE YOUR COLLECTION EFFICIENCIES

Contact-Ability

Lets Talk

Wrong Number?

Inbox is out of Mind

Hiding in plain sight

Another Missed Call?

Is Your Device Financing Partner Enterprise-Grade?

In device financing, risk isn’t missed payments; it's exposed borrower data.

Security Gaps That Put Lenders at Risk

Datacultr: Delivering Enterprise-Grade Security

Zero PII Captured

Certified & Compliant

Device-Led Security

SPRAY & PRAY?

CHASING SHADOWS?

WHAT WRITE-OFF?

PREMIUM TOOLS

1 - 20 million loans

1M Loans Secured

10 Million Loans

20 Million Loans

AI-Driven Prioritisation

Trend 1

Trend 2

Compliance Built into Workflows

Trend 3

Smart-Digital Borrower Outreach

Trend 4

Unified Collections Stack

Trend 5

Customer Centric Resolution

This Is the Future of Collections

As

The journey is as important

The Destination

Hello efficiencies!

GROWTH IN BUSINESS

INCREASE IN ON TIME PAYMENT

RIGHT PARTY CONTACTS

hIGHer collection efficiencies

Increased collections in bucket 3+

REDUCED NON PERFORMING LOANS

IMPROVE YOUR COLLECTION EFFICIENCIES

Hello
efficiencies!

INCREASE IN ON TIME
PAYMENT

hIGHer collection
efficiencies

Increased collections
in bucket 3+

REDUCED NON PERFORMING
LOANS

IMPROVE YOUR
COLLECTION EFFICIENCIES

Inbox is
out of Mind

Hiding in
plain sight

Another
Missed Call?

Is Your Device Financing Partner
Enterprise-Grade?

CHASING
SHADOWS?

Customer Centric
Resolution

Hello
efficiencies!

INCREASE IN ON TIME
PAYMENT

hIGHer collection
efficiencies

Increased collections
in bucket 3+

REDUCED NON PERFORMING
LOANS

IMPROVE YOUR
COLLECTION EFFICIENCIES