Home IDADMIN September 8, 2023

Digital Drives Efficiencies, Datacultr Drives Digital

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Digital Drives Efficiencies,
Datacultr Drives Digital

Book A Demo

Drive Collection efficiency

Drive Collection efficiency

Increase on-time payments
Increase on-time payments
Reduce non-performing loans
Reduce non-performing loans

15 Million+

Loans secured

22+ Countries, Footprint across the globe

US $4.55 Billion+

Loan value secured

Global Risk management and Debt Collection Operating system for the
New to credit

Low or no-score customers are in a vicious circle; lack of data, credible documentation and assets that may be collateralized, this segment struggles to receive formal credit. If there were any credible data available, Financial institutions may have already offered relevant products, Datacultr opens up a viable alternative for lenders to consider, using the borrower’s smartphone to reduce perceived risk

Additionally, In times of Declining right party contacts and increasing customer adoption of digital technology.

Datacultr is making the segment viable

  • Brings down costs
  • Drives efficiencies in traditional collection processes

Transformational Impact

% Reduction in

First Month Defaults

% Reduction in

Non-Performing Loans

X Increase in

Debt Collection Efficiency

% Increase in

Loan Approvals

Drive Credit Decisioning and Repayments

Financial Institutions, Telecom operators, Retail chains and FinTech’s that provide smartphone financing loans. Buy Now Pay Later, microloans, nano loans, and other unsecured loans use Datacultr’s innovative digital platform to increase loan approvals in the 0 and -1 segments.

Smartphones are livelihood & access enablers and in the absence of alternative data, using the borrower’s smartphone as a virtual asset, becomes a critical decisioning factor for the lender.

Datacultr’s engagement models & digitized collection processes, ensure payments are not missed, set a habit and influence the borrower’s ‘Intention to Pay’. 

API Driven

Automate the entire loan lifecycle

No personally identifiable information captured

GDPR compliant, ISO 27001-2013 & SOC2-Type 2 certified.

Rich engagement

Digital formats that contact the device and not a mobile number

Detect and Prevent fraud

Carried out at the retail or by the customer

Devices Covered

Android

Wifi Tablets

Smart TV
iOS Coming Soon
We at Datacultr Empathise Emphasise Educate

Unlock Seamless Solutions with Datacultr: Your All-In-One Platform

API-Driven for Efficient Lifecycle Automation

Embedded Payments for Seamless Transactions

Pay via apps, wallets, web and USSD

User-Friendly Management Console for a Quick Start and Easy Management

Multiple Layers of Security

With advance offline features

We would love to work together

Transform your Debt Collections with Datacultr

Contact us now

Drive Collection Efficiency

Traditional collection methods are declining in effectiveness and increasing in cost. Datacultr enables lenders to serve all segments through its robust digital contact solutions. Datacultr’s unique digital contact tools can proactively drive up your collection efficiencies while minimizing cost.

Drive Collection Efficiency

  • We increase your Contact-ability by directly engaging with the device using proprietary tools like Digital Calls and providing Mobile Number On Demand.
  • We increase efficiencies by utilizing Location On Demand to increase collections & reach the right party always thus helping you in skip tracing.
  • Digital Promise-To-Pay allows customers to commit to future payments when facing immediate financial challenges.

Overall, we have observed 4 times higher collection efficiency using our engagement tools to communicate with the customer along with an increased rate in promise-to-pay.

Reach us now to try it yourself! 


Drive Collection Efficiency

Traditional collection methods are declining in effectiveness and increasing in cost. Datacultr enables lenders to serve all segments through its robust digital contact solutions. Datacultr’s unique digital contact tools can proactively drive up your collection efficiencies while minimizing cost.

Drive Collection Efficiency

  • We increase your Contact-ability by directly engaging with the device using proprietary tools like Digital Calls and providing Mobile Number On Demand.
  • We increase efficiencies by utilizing Location On Demand to increase collections & reach the right party always thus helping you in skip tracing.
  • Show empathy to customers who are unable to pay immediately by using Digital Promise-To-Pay

Overall, we have observed 4 times higher collection efficiency using our engagement tools to communicate with the customer along with an increased rate in promise-to-pay.

Reach us now to try it yourself! 


Increase on-time payments

‘Payment Received’ is the golden word in the world of collections and on-time payments are a dream come true! When installments are paid on time, financiers can be more productive by focusing on their core activities rather than spending time and energy chasing overdue payments. We at Datacultr have identified this need and have created unique engagement templates, that can serve as reminders, warnings, and consequences for a customer; encouraging them to pay on time.

Increase On-time Payments

So no need to wait until the due date before taking any action at all! Be proactive, with Datacultr’s unique digital platform and drive up your on-time payments.

Reach us now to try it yourself! 


Increase on-time payments

‘Payment Received’ is the golden word in the world of collections and on-time payments are a dream come true! When installments are paid on time, financiers can be more productive by focusing on their core activities rather than spending time and energy chasing overdue payments. We at Datacultr have identified this need and have created unique engagement templates, that can serve as reminders, warnings, and consequences for a customer; encouraging them to pay on time.

Increase On-time Payments

So no need to wait until the due date before taking any action at all! Be proactive, with Datacultr’s unique digital platform and drive up your on-time payments.

Reach us now to try it yourself! 


Reduce non-performing loans

Prevention of Non-Performing Loans can be achieved by adopting a twofold strategy of understanding borrowers on a deeper level and adopting solutions better suited for them. Datacultr can help you with both!

Reduce Non performing loans

Understand and analyze the behavioral patterns of your borrowers to enable you to pre-empt their needs and plan a recovery journey that is more suited for them. Using our contact templates, Smart Nudges, reports, and polls, that ensure 100% Right Party Contacts, you can modify the loan repayment cycle based on the borrower’s needs thus ensuring timely repayments. Consequence-based communications like wallpaper reminders and device locks ensure defaulters prioritize your payment against any other. Using our effective modules, Datacultr clients have seen NPLs reduce by 67% compared to before.

Reach us now to try it yourself! 


Reduce non-performing loans

Prevention of Non-Performing Loans can be achieved by adopting a twofold strategy of understanding borrowers on a deeper level and adopting solutions better suited for them. Datacultr can help you with both!

Reduce Non performing loans

Understand and analyze the behavioral patterns of your borrowers to enable you to pre-empt their needs and plan a recovery journey that is more suited for them. Using our contact templates, Smart Nudges, reports, and polls, that ensure 100% Right Party Contacts, you can modify the loan repayment cycle based on the borrower’s needs thus ensuring timely repayments. Consequence-based communications like wallpaper reminders and device locks ensure defaulters prioritize your payment against any other. Using our effective modules, Datacultr clients have seen NPLs reduce by 67% compared to before.

Reach us now to try it yourself!