Home IDADMIN September 8, 2023

Digital Drives Efficiencies,
Datacultr Drives Digital

10 Million+

Loans secured

15+ Countries, Footprint across the globe

US $2.5 Billion+

Loan value secured

Global Risk management and Debt Collection Operating system for the
New to credit

Low or no-score customers are in a vicious circle; lack of data, credible documentation and assets that may be collateralized, this segment struggles to receive formal credit. If there were any credible data available, Financial institutions may have already offered relevant products, Datacultr opens up a viable alternative for lenders to consider, using the borrower’s smartphone to reduce perceived risk

Additionally, In times of Declining right party contacts and increasing customer adoption of digital technology.

Datacultr is making the segment viable

  • Brings down costs
  • Drives efficiencies in traditional collection processes

Transformational Impact

% Reduction in

First Month Defaults

% Reduction in

Non-Performing Loans

X Increase in

Debt Collection Efficiency

% Increase in

Loan Approvals

Drive Credit Decisioning and Repayments

Financial Institutions, Telecom operators, Retail chains and FinTech’s that provide smartphone financing loans. Buy Now Pay Later, microloans, nano loans, and other unsecured loans use Datacultr’s innovative digital platform to increase loan approvals in the 0 and -1 segments.

Smartphones are livelihood & access enablers and in the absence of alternative data, using the borrower’s smartphone as a virtual asset, becomes a critical decisioning factor for the lender.

Datacultr’s engagement models & digitized collection processes, ensure payments are not missed, set a habit and influence the borrower’s ‘Intention to Pay’. 

API Driven

Automate the entire loan lifecycle

No personally identifiable information captured

GDPR compliant, ISO 27001-2013 & SOC2-Type 2 certified.

Rich engagement

Digital formats that contact the device and not a mobile number

Detect and Prevent fraud

Carried out at the retail or by the customer

We at Datacultr Empathise Emphasise Educate

Unlock Seamless Solutions with Datacultr: Your All-In-One Platform

100% Android Coverage

iOS coming soon

API-Driven for Efficient Lifecycle Automation

User-Friendly Management Console for a Quick Start and Easy Management

Embedded Payments for Seamless Transactions

Pay via apps, wallets, web and USSD

Multiple Layers of Security

With advance offline features

We would love to work together

Transform your Debt Collections with Datacultr