Home IDADMIN September 8, 2023

Digital Drives Efficiencies, Datacultr Drives Digital

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Digital Drives Efficiencies,
Datacultr Drives Digital

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Drive Collection Efficiency

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Drive Collection efficiency

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Increase On-Time Payments
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Increase on-time payments
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Reduce Non-Performing Loans
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Reduce non-performing loans

20 Million+

Loans secured

30+ Countries: Footprint Across the Globe

US $4.55 Billion+

Loan value secured

Fintech woman working on laptop

Global Risk Management and Debt Collection Operating System for the
New to Credit

Low- or no-score customers are caught in a vicious cycle: lacking data, credible documentation, and collateralizable assets, this segment struggles to access formal credit. If any credible data were available, financial institutions might have already offered them relevant products. That’s where Datacultr comes in, providing a viable alternative for lenders by using the borrower’s smartphone to help reduce perceived risk.

Additionally, in times of declining right-party contacts and increasing customer adoption of digital technology,

Datacultr is making this segment viable by:

  • Bringing down costs
  • Driving efficiencies in traditional collection processes

Transformational Impact

% Reduction in

First Month Defaults

% Reduction in

Non-Performing Loans

X Increase in

Debt Collection Efficiency

% Increase in

Loan Approvals

debt collections platform on phone

Drive Credit Decisioning and Repayments

Financial institutions, telecom operators, retail chains, and fintech that provide smartphone financing, such as Buy Now Pay Later, microloans, nano loans, and other unsecured loans, use Datacultr’s innovative digital platform to increase loan approvals among customers in the 0 and -1 credit segments.

Smartphones are essential tools for livelihood and access. In the absence of alternative data, using the borrower’s smartphone as a virtual asset becomes a critical factor in lenders’ decision-making.

Datacultr’s engagement models and digitized collection processes help ensure payments are not missed, establish positive repayment habits, and influence the borrower’s ‘intention to pay.’

API-Driven

Automate the entire loan lifecycle. 

No Personally Identifiable Information Captured

GDPR compliant, ISO 27001-2013 & SOC2-Type 2 certified.

Rich Engagement

Digital formats that contact the device, not the mobile number.

Detect and Prevent Fraud

Carried out at the retail store or by the customer.

Devices Covered

Android

Wifi Tablets

Smart TV
iOS Coming Soon
We at Datacultr Empathise Emphasise Educate

Unlock Seamless Solutions with Datacultr: Your All-In-One Platform

Pay via apps, wallets, web, and USSD.

API-Driven for Efficient Lifecycle Automation

Embedded Payments for Seamless Transactions

Pay via apps, wallets, web and USSD

User-Friendly Management Console for a Quick Start and Easy Management

Multiple Layers of Security

With advance offline features

We would love to work together

Transform your Debt Collections with Datacultr

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Drive Collection Efficiency

Traditional collection methods are declining in effectiveness and increasing in cost. Datacultr enables lenders to serve all segments through its robust digital contact solutions. Datacultr’s unique digital contact tools can proactively drive up your collection efficiencies while minimizing cost.

Drive Collection Efficiency

  • We increase your Contact-ability by directly engaging with the device using proprietary tools like Digital Calls and providing Mobile Number On Demand.
  • We increase efficiencies by utilizing Location On Demand to increase collections & reach the right party always thus helping you in skip tracing.
  • Digital Promise-To-Pay allows customers to commit to future payments when facing immediate financial challenges.

Overall, we have observed 4 times higher collection efficiency using our engagement tools to communicate with the customer along with an increased rate in promise-to-pay.

Reach us now to try it yourself! 

Drive Collection Efficiency

Traditional collection methods are declining in effectiveness and increasing in cost. Datacultr enables lenders to serve all segments through its robust digital contact solutions. Datacultr’s unique digital contact tools can proactively drive up your collection efficiencies while minimizing cost.

Drive Collection Efficiency

  • We increase your Contact-ability by directly engaging with the device using proprietary tools like Digital Calls and providing Mobile Number On Demand.
  • We increase efficiencies by utilizing Location On Demand to increase collections & reach the right party always thus helping you in skip tracing.
  • Show empathy to customers who are unable to pay immediately by using Digital Promise-To-Pay

Overall, we have observed 4 times higher collection efficiency using our engagement tools to communicate with the customer along with an increased rate in promise-to-pay.

Reach us now to try it yourself! 

Increase on-time payments

‘Payment Received’ is the golden word in the world of collections and on-time payments are a dream come true! When installments are paid on time, financiers can be more productive by focusing on their core activities rather than spending time and energy chasing overdue payments. We at Datacultr have identified this need and have created unique engagement templates, that can serve as reminders, warnings, and consequences for a customer; encouraging them to pay on time.

Increase On-time Payments

So no need to wait until the due date before taking any action at all! Be proactive, with Datacultr’s unique digital platform and drive up your on-time payments.

Reach us now to try it yourself! 

Increase on-time payments

‘Payment Received’ is the golden word in the world of collections and on-time payments are a dream come true! When installments are paid on time, financiers can be more productive by focusing on their core activities rather than spending time and energy chasing overdue payments. We at Datacultr have identified this need and have created unique engagement templates, that can serve as reminders, warnings, and consequences for a customer; encouraging them to pay on time.

Increase On-time Payments

So no need to wait until the due date before taking any action at all! Be proactive, with Datacultr’s unique digital platform and drive up your on-time payments.

Reach us now to try it yourself! 

Reduce non-performing loans

Prevention of Non-Performing Loans can be achieved by adopting a twofold strategy of understanding borrowers on a deeper level and adopting solutions better suited for them. Datacultr can help you with both!

Reduce Non performing loans

Understand and analyze the behavioral patterns of your borrowers to enable you to pre-empt their needs and plan a recovery journey that is more suited for them. Using our contact templates, Smart Nudges, reports, and polls, that ensure 100% Right Party Contacts, you can modify the loan repayment cycle based on the borrower’s needs thus ensuring timely repayments. Consequence-based communications like wallpaper reminders and device locks ensure defaulters prioritize your payment against any other. Using our effective modules, Datacultr clients have seen NPLs reduce by 67% compared to before.

Reach us now to try it yourself! 

Reduce non-performing loans

Prevention of Non-Performing Loans can be achieved by adopting a twofold strategy of understanding borrowers on a deeper level and adopting solutions better suited for them. Datacultr can help you with both!

Reduce Non performing loans

Understand and analyze the behavioral patterns of your borrowers to enable you to pre-empt their needs and plan a recovery journey that is more suited for them. Using our contact templates, Smart Nudges, reports, and polls, that ensure 100% Right Party Contacts, you can modify the loan repayment cycle based on the borrower’s needs thus ensuring timely repayments. Consequence-based communications like wallpaper reminders and device locks ensure defaulters prioritize your payment against any other. Using our effective modules, Datacultr clients have seen NPLs reduce by 67% compared to before.

Reach us now to try it yourself!