Secure Smartphone Financing with Odyssey
Secure Smartphone Financing with Odyssey
Odyssey enables lenders to finance smartphones, giving underserved customers access to devices while mitigating risks. It’s the secure way to grow mobile financing confidently and sustainably.
How Odyssey Secures Smartphone Financing
Smartphones are the gateway to digital inclusion, yet upfront costs often leave many first-time borrowers on the sidelines. By turning financed devices into secure collateral, Datacultr’s Odyssey platform helps lenders offer flexible mobile phone financing programs across emerging markets without compromising on risk management.
As smartphone financing scales, so do risks: missed payments and frequent number changes chip away at collections. Odyssey embeds smart locks and real-time controls on each device, engaging borrowers proactively and reducing losses before they occur.

Odyssey is built to address the cell phone financing challenges with technology that empathises with borrowers, emphasises transparency, and educates for repayment success.
Device Locking Technology
Customizable locking options, device lock, SIM lock, and network lock, designed for varied use cases across OEMs, telcos, NBFCs, and banks.
Factory Reset Protection
Odyssey always remains active and functional even after a factory reset and cannot be removed during the entire loan period.
Seamless Compatibility
Odyssey supports all Android devices - smartphones, tablets, and smart TVs, and fits smoothly into cell phone financing journeys.
Customer First Approach
Send timely repayment reminders and unlock instructions directly to the device, keeping borrowers informed and engaged.
Benefits of Smartphone Financing with Odyssey
Odyssey helps lenders grow their mobile financing programs with reduced risk and higher control.
New-to-Credit Coverage
Serve underbanked and new-to-credit customers through structured digital repayments.
Proactive Risk Mitigation
Identify early signs of delinquency through real-time engagement data and act before a default occurs.
Real-Time Portfolio Control
Track loan and device status in real time, with customizable reports and dashboards.
The Odyssey Impact
Use Odyssey to scale mobile device financing safely, efficiently, and with full control.
- Reduction in early-stage delinquencies
- Better efficiency with fewer manual follow-ups
- Improved repayment rates across new-to-credit borrowers
