Auto Lock the Device at a Predefined Date, Even When It’s Offline
Auto Lock the Device at a Predefined Date, Even When It’s Offline
With Auto Lock, lenders can schedule a device to lock automatically on a predefined date if repayment conditions are not met. The lock executes on its own, ensuring financed devices remain secured without manual intervention or continuous internet access.
Why Offline Auto Lock Matters in Emerging Markets
Studies indicate that around 8% of smartphone users do not have access to the internet, while an additional 10% do not use the internet daily. This highlights a persistent challenge of internet affordability and unreliable connectivity, particularly among new-to-credit and underbanked segments.
Datacultr’s Offline Auto Lock addresses this reality by embedding device control into the financing journey. It integrates directly into the customer journey through existing dashboards and API-based integrations, allowing lock actions to be managed without continuous internet dependency.
Core Capabilities of Datacultr’s Auto Lock
Lock devices on a predefined date
Works even when the device is offline
Unlock requires internet reconnection
Works with existing dashboards and APIs
How Offline Auto
Lock Works
Pre-set the lock date via APIs
Device enforces the lock automatically on the scheduled date
Lock execution is not impacted by offline or out-of-coverage conditions
Datacultr’s Auto Lock vs Manual Device Locking
| Manual Locking | Datacultr’s Auto Lock |
| Triggered after delinquency | Scheduled as part of the repayment cycle |
| Requires an active internet connection | Works even when the device is offline |
| Operationally heavy | Fully automated |
| Inconsistent borrower experience | Predictable and transparent enforcement |
When Offline Auto Lock Is Required?
Unreliable Internet Connectivity
When borrowers have limited or inconsistent internet access, manual or online-only locking becomes unreliable. Offline Auto Lock ensures scheduled device enforcement still occurs when repayments are missed, even if the device remains offline.
Eliminating Manual Locking and Follow-Ups
Manually tracking and locking devices after delinquency requires continuous monitoring and effort. Offline Auto Lock applies enforcement automatically, reducing operational overhead while maintaining consistent repayment discipline.
Studies show that around 8% of smartphone users do not have access to the Internet. Furthermore, around 10% more smartphone users do not use the Internet daily, clearly defining the challenge of Internet affordability and connectivity among the new-to-credit and underbanked segment. Offline locking technology makes the finance even more secure as it can remotely lock the device even if it is offline.
This feature can be built into the customer’s journey directly using the existing dashboard. Auto lock works on API driven programming that locks a device on a predefined date irrespective of its status-offline or online
