The Datacultr World Wide Web site (the “Website”) is a copyrighted work belonging to Datacultr Fintech Limited. (“Datacultr” or ” Company”). Company grants you the right to use the Website and the features, content, or applications offered from time to time by Company in connection with the Website, including any and all Public Website Content, Private Website Content, and Forums (collectively, the ” Website Services”) subject to the terms and conditions set forth below.

THIS TERMS OF SERVICE AGREEMENT (“AGREEMENT”) SETS FORTH THE LEGALLY BINDING TERMS FOR YOUR USE OF THE WEBSITE SERVICES. THIS AGREEMENT IS ACCEPTED BY YOUR ACCESSING, DOWNLOADING, AND/OR USE OF THE WEBSITE SERVICES. YOU MAY NOT USE THE WEBSITE SERVICES OR ACCEPT THE AGREEMENT IF (I) YOU ARE NOT OF LEGAL AGE TO FORM A BINDING CONTRACT, OR (II) YOU ARE PROHIBITED BY LAW FROM RECEIVING OR USING THE WEBSITE SERVICES. BY ACCESSING, DOWNLOADING, OR USING THE WEBSITE SERVICES, YOU REPRESENT AND WARRANT THAT YOU HAVE THE RIGHT, AUTHORITY, AND CAPACITY TO ENTER INTO THE AGREEMENT AND TO ABIDE BY ALL OF THE TERMS AND CONDITIONS SET FORTH HEREIN. IF YOU ACCESS, DOWNLOAD, OR USE THE WEBSITE SERVICES ON BEHALF OF A COMPANY, ENTITY, OR ORGANIZATION, YOU REPRESENT AND WARRANT THAT YOU ARE AN AUTHORIZED REPRESENTATIVE OF SUCH COMPANY, ENTITY, OR ORGANIZATION WITH THE AUTHORITY TO BIND IT TO THE AGREEMENT. IF YOU DO NOT AGREE WITH ALL PROVISIONS OF THIS AGREEMENT, DO NOT ACCESS, DOWNLOAD, OR USE THE WEBSITE SERVICES.

PLEASE REVIEW DATACULTR’s PRIVACY POLICY (www.datacultr.com/privacy-policy). THE TERMS OF THE PRIVACY POLICY ARE INCORPORATED INTO, AND CONSIDERED A PART OF, THIS AGREEMENT.

1. REGISTRATION

1.1 You may be required to register and/or create an account to use certain Website Services. If you wish to register and/or create an account, you may be required to provide information about yourself (e.g., your name and/or email address), and may be required to choose a username and password (“Registration Credentials”).

1.2 You represent and warrant that: (a) all required registration information you submit is truthful and accurate; (b) you will maintain the accuracy of such information; and (c) your use of the Website Services does not violate any applicable law or regulation or the terms of this Agreement. You are entirely responsible for maintaining the confidentiality of your username and password and will notify us of any suspected unauthorized use. You agree not to use any third party’s login name or password at any time. You are solely responsible for any and all use under your Registration Credentials. You may delete your username at any time, for any reason, by following the instructions on the Website. Datacultr may suspend or terminate your username in accordance with Section 11.

2. WEBSITE SERVICES

2.1 Public Website Content. Subject to the terms of this Agreement, Datacultr grants you a revocable, non-transferable, non-exclusive, royalty-free, fully paid, worldwide license to reproduce and publicly display and perform the documents and other information and content made publicly available by Datacultr on the Website (the “Public Website Content”) solely for lawful purposes.

2.2 Private Website Content. Provided that your Registration Credentials are accepted and (if required, as indicated by the Website) provided that you have purchased the Company’s products, subject to the terms of this Agreement, Datacultr grants to you a revocable, non-transferable, nonexclusive, royalty-free, fully paid, worldwide license to download, use, and view the documents and other information and content not made publicly available by Datacultr on the Website (the “Private Website Content”) solely for the purpose of using the Private Website Content as a bona fide applicant for employment, current or potential customer, current or potential business partner, or current or potential investor of the Company. You may not use the Private Website Content for any competitive or other purpose. Private Website Content may include, without limitation, data sheets, technical documentation and information, tools and/or webinars. To the extent any Private Website Content is Datacultr confidential information under any non-disclosure agreement or other applicable written agreement between you and Datacultr, the obligations in any such agreement, including your confidentiality obligations, are in addition to and supplement your obligations under this Agreement and such agreement is intended to remain a separate agreement.

2.3 Forums. Provided that your Registration Credentials are accepted and (if required, as indicated by the Website) provided that you have purchased the Company’s products, subject to the terms of this Agreement, Datacultr grants to you permission to post comments, feedback, bugs, problems and/or questions regarding the Company’s products and services on designated forums, message boards, blogs, or other locations of the Website (each a “Forum” and collectively “Forums”), solely in compliance with Section 4 (Acceptable Use Policy) and subject to Section 3 (User Content).

2.4 Restrictions. The rights granted to you in this Agreement are subject to the following restrictions: (a) you shall not license, sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the Website Services; (b) you shall not display, disclose, or make the Private Website Content, or Forums available to any third party; (c) you shall not modify, make derivative works of, disassemble, reverse compile or reverse engineer any part of the Website Services; (d) you shall not access the Website Services in order to build a similar or competitive product or service; (e) except as expressly stated herein, no part of the Website Services may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means; and (f) any future release, update, or other addition to functionality of the Website Services shall be subject to the terms of this Agreement. All copyright and other proprietary notices on any Website Content must be retained on any copies.

2.5 Modification. Company reserves the right, at any time, to modify, suspend, or discontinue the Website Services or any part thereof with or without notice. You agree that Company will not be liable to you or to any third party for any modification, suspension, or discontinuance of the Website Services or any part thereof.

2.6 Ownership. You acknowledge that all the intellectual property rights, including copyrights, patents, trademarks, and trade secrets, in the Website Services (excluding any User Content) are owned by Datacultr or Datacultr’s licensors. The provision of the Website Service does not transfer to you or any third party any rights, title or interest in or to such intellectual property rights. Company and its suppliers reserve all rights not granted in this Agreement.

3. USER CONTENT

3.1 Responsibility for Content. “User Content” means any and all information and content displayed, shared, uploaded, transferred, published, posted, used, distributed or disseminated with the Website Services by a Website user or through such user’s Registration Credentials. You are solely responsible for your User Content. You assume all risks associated with use of your User Content, including any reliance on its accuracy, completeness or usefulness by others, or any disclosure of your User Content that makes you or any third party personally identifiable. You hereby affirm, represent, and warrant that (i) you own, or have the necessary licenses, rights, consents, and permissions to use, and authorize Website users to use, your User Content as described herein and (ii) your User Content does not violate the Acceptable Use Policy. You may not state or imply that your User Content is in any way provided, sponsored or endorsed by Datacultr. Because you alone are responsible for your User Content (and not Datacultr), you may expose yourself to liability if, for example, your User Content violates the Acceptable Use Policy. Datacultr is not obligated to backup any User Content. You are solely responsible for creating backup copies of your User Content. We will protect User Content in accordance with the Privacy Policy.

3.2 License. By using your User Content with the Website Services, you automatically grant, and you represent and warrant that you have the right to grant, to Datacultr an irrevocable, nonexclusive, royalty-free and fully paid, worldwide license to reproduce, distribute, publicly display and perform, prepare derivative works of, incorporate into other works, and otherwise use your User Content, and to grant sublicenses of the foregoing. If you choose to share materials, solutions and/or ideas with others using the Website Services, you agree to irrevocably waive (and cause to be waived) any claims and assertions of moral rights or attribution with respect to your User Content.

3.3 Feedback. Company will treat any feedback or suggestions you provide to Company as non-confidential and non-proprietary. Thus, in the absence of a written agreement with Company to the contrary, you agree that you will not submit to Company any information or ideas that you consider to be confidential or proprietary.

4. ACCEPTABLE USE POLICY

The following sets forth Company’s ‘Acceptable Use Policy’:

In using the Website Services, you agree to the following:

1. You will not violate any law, regulation, or obligations or restrictions imposed by any third party.
2. Your User Content will not be unlawful, harassing, abusive, tortious, threatening, harmful, invasive of another’s privacy, vulgar, defamatory, false, intentionally misleading, trade libellous, pornographic, obscene, offensive or otherwise objectionable.
3. Your User Content will not violate any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right.
4. You will not use any material or information made available through the Website Services in any manner that infringes any copyright, trademark, patent, trade secret, or other proprietary right of any party.
5. You will not download any file posted by another Website user that you know, or reasonably should know, cannot be legally reproduced, displayed, performed, or distributed in such a manner.
6. You will not falsify or delete any copyright management information, such as author attributions, legal or other proper notices, or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
7. You will not misrepresent the source of any of your User Content.
8. You will not send unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of duplicative or unsolicited messages, whether commercial or otherwise.
9. You will not advertise or offer to sell or buy any goods or services for any business purpose on the Website Services.
10. You will not harvest, collect, gather or assemble information or data regarding other users, including screen names, e-mail addresses or other identifiers, without their consent.
11. You will not conduct load testing, probing, scanning, penetration or vulnerability testing of the Website Services.
12. You will not upload, transmit, or distribute any computer viruses, worms, Trojan horses, spyware or any software intended to damage or alter a computer system or data.
13. Your User Content will not contain any instructions, software or other materials that would allow other Website users or third parties to harm other users’ computers or to inappropriately access software or websites.
14. You will not monitor any data, information or communications on systems or networks connected to or used together with the Website Services. You will not attempt to intercept, redirect or otherwise interfere with communications intended for others.
15. You will not interfere with or disrupt servers or networks connected to the Website Services or violate the regulations, policies or procedures of such networks.
16. You will not attempt to gain unauthorized access to the Website Services, other computer systems or networks connected to or used together with the Website Services, through password mining or other means.
17. You will not falsely impersonate any other person in the Forums, including any Datacultr employees or agents.
18. Your User Content will not include any driver’s license numbers, passport numbers, social security, tax ID or similar numbers, bank, checking, credit card, debit card, financial, or other personal account numbers and financial or health information.
19. You will not engage in disruptive activity in the Forums, such as persistent off-topic contributions or comments.
20. You will not harass or interfere with another user’s use and enjoyment of the Website Services.
21. ENFORCEMENT BY US

We have the right (but not the obligation) to review any User Content that is used with the Website Services and delete (or modify) any User Content that in our sole judgment violates this Agreement, is used in a way that in our sole judgment would violate this Agreement, or may otherwise violate the rights, harm, or threaten the safety of any user or any other person, or create liability for us or any user. In addition to the foregoing, we may elect to not post any submitted User Content on the Forums or delete (or modify) any User Content posted on the Forums in our sole discretion. We reserve the right (but have no obligation under this Agreement) to investigate and/or take appropriate action, including legal action, in our sole discretion against you if you violate this provision or any other provision of this Agreement, including removing your User Content from the Website Services (or modifying it), terminating your Registration Credentials in accordance with Section 11, and/or reporting you to law enforcement authorities. In order to cooperate with legitimate governmental requests, subpoenas or court orders, to protect our systems and customers, or to ensure the integrity and operation of our business and systems, we may access and disclose any information we consider necessary or appropriate, including but not limited to your Registration Credentials, IP addressing and traffic information, usage history, and your User Content.

6. THIRD PARTY ADS, WEBSITES, AND SERVICES; OTHER USERS

6.1 Third-Party Ads and Websites. The Website Services might contain advertisements of third-parties or links to third-party websites, including those for Third Party Services (defined below), (collectively, “Third-Party Ads and Websites”). Such Third-Party Ads and Websites are not under the control of the Company. Company is not responsible for the content or links in any Third-Party Ads and Websites. Company provides these Third-Party Ads and Websites only as a convenience and does not review, approve, monitor, endorse, warrant, or make any representations with respect to Third-Party Ads and Websites. You use all content and links in Third-Party Ads and Websites at your own risk. When you leave the Website, our terms and policies no longer govern. You should review applicable terms and policies, including privacy and data gathering practices, of any Third-Party Ads and Websites, and should make whatever investigation you feel necessary or appropriate before proceeding with any transaction with any third party.

6.2 Third Party Services. Datacultr may make certain Website Services available to you through third party service providers (“Third Party Website Services”) (e.g., certain Website Services may be hosted by or provided by third party service providers on behalf of Datacultr). The terms of use, acceptable use policies, and other policies of such third party service providers may apply to your use of such Third Party Website Services, in addition to the terms and conditions herein.

6.3 Other Users. Each Website user is solely responsible for any and all User Content that is posted by such user on the Website Services. Because we do not control User Content, you acknowledge and agree that we are not responsible for any User Content and we make no guarantees regarding the accuracy, currency, suitability, or quality of any User Content, and we assume no responsibility for any User Content. Your interactions with other Website Services users are solely between you and such users. You agree that Datacultr will not be responsible for any loss or damage incurred as the result of any such interactions. If there is a dispute between you and any Website Services user, we are under no obligation to become involved.

7. DISCLAIMERS

THE WEBSITE SERVICES (INCLUDING THE THIRD PARTY WEBSITE SERVICES) ARE PROVIDED “AS-IS” AND AS AVAILABLE. WE EXPRESSLY DISCLAIM ANY WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, ACCURACY, OR NON-INFRINGEMENT. WE MAKE NO WARRANTY THAT THE WEBSITE SERVICES (INCLUDING THE THIRD PARTY WEBSITE SERVICES): (A) WILL MEET YOUR REQUIREMENTS; (B) WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS; OR (C) WILL BE ACCURATE, RELIABLE, COMPLETE, LEGAL, OR SAFE. WE MAKE NO WARRANTY REGARDING THE PRODUCTS AND SERVICES ASSOCIATED WITH THE WEBSITE SERVICES (INCLUDING THE THIRD PARTY WEBSITE SERVICES), INCLUDING ANY OTHER PRODUCTS AND SERVICES ON THIRD-PARTY ADS AND WEBSITES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

All trademarks, logos and brand names are the property of their respective owners. All company, product and service names used in this website are for identification purposes only. Use of these names, trademarks and brands does not imply endorsement.

8. LIMITATION ON LIABILITY

IN NO EVENT SHALL WE BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY LOST PROFIT OR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE WEBSITE SERVICES (INCLUDING THE THIRD PARTY WEBSITE SERVICES), EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. ACCESS TO, AND USE OF, THE WEBSITE SERVICES (INCLUDING THE THIRD PARTY WEBSITE SERVICES) ARE AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA RESULTING THEREFROM. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY DAMAGES ARISING FROM OR RELATED TO THIS AGREEMENT (FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION), WILL AT ALL TIMES BE LIMITED TO ONE US DOLLAR ($1). MULTIPLE CLAIMS SHALL NOT EXPAND THE LIMITATIONS SET FORTH IN THIS SECTION. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU AND YOU MAY ALSO HAVE OTHER LEGAL RIGHTS THAT VARY FROM JURISDICTION TO JURISDICTION.

9. RELEASE

You hereby release us, our officers, employees, agents and successors from claims, demands, any and all losses, damages, rights, claims, and actions of any kind including personal injuries, death, and property damage that is either directly or indirectly related to or arises from any interactions with or conduct of other Website users or Third-Party Ads and Websites.

10. INDEMNITY

You agree to indemnify and hold Datacultr, its parents, subsidiaries, affiliates, any related companies, its suppliers, licensors and partners, and the officers, directors, employees, agents and representatives of each of them harmless, including costs and attorneys’ fees, from any claim or demand made by any third party due to or arising out of (i) your access, download, or use of the Website Services, (ii) your User Content, and/or (iii) your violation of this Agreement. Datacultr reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us and you agree to cooperate with our defense of these claims. You agree not to settle any matter without the prior written consent of Datacultr. Datacultr will use reasonable efforts to notify you of any such claim, action or proceeding upon becoming aware of it.

11. TERM AND TERMINATION

Subject to this Section, this Agreement will remain in full force and effect while you use the Website Services. We may (a) suspend your rights to use the Website Services (including your Registration Credentials) or (b) terminate this Agreement, at any time for any reason at our sole discretion, including for any use of the Website Services in violation of this Agreement or if we believe you are younger than thirteen (13). Upon termination of this Agreement, your Registration Credentials and right to access and use the Website Services will terminate immediately. You understand that any termination of your Registration Credentials may involve deletion of some or all of your User Content associated therewith from our live databases. Datacultr will not have any liability whatsoever to you for any termination of this Agreement, including for termination of your Registration Credentials or any deletion of your User Content. Even after this Agreement is terminated, the following provisions of this Agreement will remain in effect: Sections 1.2, 2.4-2.6, 3-13.

12. COPYRIGHT POLICY

Datacultr respects the intellectual property of others and asks that users of our services do the same. In connection with our services, we have adopted and implemented a policy respecting copyright law that provides for the removal of any infringing materials and for the termination, in appropriate circumstances, of users of our online services who are repeat infringers of intellectual property rights, including copyrights. If you believe that one of our users is, through the use of our services, unlawfully infringing the copyright(s) in a work, and wish to have the allegedly infringing material removed, the following information in the form of a written notification must be provided to our designated legal Agent:

1. a physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
2. identification of the copyrighted work(s) that you claim to have been infringed;
3. identification of the material on our services that you claim is infringing and that you request us to remove;
4. sufficient information to permit us to locate such material;
5. your address, telephone number, and e-mail address;
6. a statement that you have a good faith belief that use of the objectionable material is not authorized by the copyright owner, its agent, or under the law; and
7. a statement that the information in the notification is accurate, and under penalty of perjury, that you are either the owner of the copyright that has allegedly been infringed or that you are authorized to act on behalf of the copyright owner.

Please note that, any misrepresentation of material fact (falsities) in a written notification automatically subjects the complaining party to liability for any damages, costs and attorney’s fees incurred by us in connection with the written notification and allegation of copyright infringement.

The designated legal Agent for Datacultr is:

Head of Legal

Datacultr Fintech Limited

Fintech Hive, Gate Avenue,

DIFC, UAE

E-mail: legal@datacultr.com

13. GENERAL

13.1 Changes to the Agreement. This Agreement is subject to occasional revision, and if we make any substantial changes, we will notify you by sending you an e-mail to the last e-mail address you provided to us (if any) and/or by prominently posting notice of the changes on our Website. Any material changes to this Agreement will be effective upon the earlier of thirty (30) calendar days following our dispatch of an email notice to you (if applicable) or thirty (30) calendar days following our posting of notice of the changes on our Website. These changes will be effective immediately for new users of our Website. You are responsible for providing us with your most current email address. In the event that the last e-mail address that you have provided us is not valid, or for any reason is not capable of delivering to you the notice described above, our dispatch of the e-mail containing such notice will nonetheless constitute effective notice of the changes described in the notice. Continued use of our Website following notice of such changes shall indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes. Certain provisions of this agreement may be superseded by expressly designated legal notices or terms located on particular pages of the Website.

13.2 Export Controls. Software and documentation, including technical data, may be subject to import and export control laws, including the U.S. Export Administration Act and its associated regulations, and may be subject to export or import regulations in other countries. No software may be downloaded from the Website Services or otherwise exported or re-exported in violation of any such laws or regulations. By downloading or using any software, you represent and warrant that such download or use is not in violation of any such law or regulation.

13.3 Dispute Resolution. If you believe that Company has not adhered to this Agreement, please contact Company by emailing us at: legal@datacultr.com We will do our best to address your concerns. If you feel that your complaint has been addressed incompletely, we invite you to let us know for further investigation.

13.4 Governing Law and Jurisdiction. This Agreement shall be governed by the English Common Laws adopted by the Dubai International Financial Center, UAE without giving effect to any conflict of laws principles that may provide the application of the law of another jurisdiction. You agree to submit to the personal jurisdiction of the courts located within the DIFC for the purpose of litigating all such claims or disputes. Notwithstanding the foregoing, we may seek injunctive or other equitable relief to protect our intellectual property rights in any court of competent jurisdiction.

13.5 Entire Agreement. This Agreement (which includes the Privacy Policy (www.datacultr.com/privacy-policy), as well as the Acceptable Use and Copyright Policies (contained within this Agreement) and any other rules posted on the Website) constitutes the entire agreement between you and us regarding the use of the Website Services. Our failure to exercise or enforce any right or provision of this Agreement shall not operate as a waiver of such right or provision. The section titles in this Agreement are for convenience only and have no legal or contractual effect. The word including means including without limitation. If any provision of this Agreement is, for any reason, held to be invalid or unenforceable, the other provisions of this Agreement will be unimpaired and the invalid or unenforceable provision will be deemed modified so that it is valid and enforceable to the maximum extent permitted by law.

13.6 Independent Contractors. Your relationship to Datacultr is that of an independent contractor, and neither party is an agent or partner of the other.

13.7 Assignment. This Agreement, and your rights and obligations herein, may not be assigned, subcontracted, delegated, or otherwise transferred by you without Datacultr’s prior written consent, and any attempted assignment, subcontract, delegation, or transfer in violation of the foregoing will be null and void. The terms of this Agreement shall be binding upon assignees.

13.8 Copyright/Trademark Information. Copyright © 2023, Datacultr. All rights reserved.

This Terms of Service Agreement was last revised on September 15, 2023.