{"id":87247,"date":"2025-01-04T15:33:40","date_gmt":"2025-01-04T10:03:40","guid":{"rendered":"https:\/\/datacultr.com\/?p=87247"},"modified":"2025-06-12T18:36:09","modified_gmt":"2025-06-12T13:06:09","slug":"enabling-affordable-access-to-smartphones-by-securing-device-financing-in-nigeria","status":"publish","type":"post","link":"https:\/\/datacultr.com\/blogs\/device-financing\/enabling-affordable-access-to-smartphones-by-securing-device-financing-in-nigeria\/","title":{"rendered":"Enabling Affordable Access to Smartphones by Securing Device Financing in Nigeria"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"87247\" class=\"elementor elementor-87247\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7afbd19 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7afbd19\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c4d563c\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"c4d563c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-59de9254 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"59de9254\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-11d06837\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"11d06837\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50d4974b elementor-widget elementor-widget-text-editor\" data-id=\"50d4974b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Smartphones have evolved beyond being basic communication devices\u2014they are a gateway to a lifestyle enabling e-commerce, healthcare, financial services, etc., In Nigeria, where digital connectivity is pivotal in order to bridge the socio-economic gaps, access to smartphones is still a major barrier for many. Datacultr is playing a major part in overcoming the obstacle of affordability by providing innovative solutions to secure device financing and BNPL loans in Nigeria, enabling more Nigerians to access the technology they need to thrive in the digital economy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-58c3c6cf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"58c3c6cf\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-79936f51\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"79936f51\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39a90169 elementor-widget elementor-widget-heading\" data-id=\"39a90169\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Challenges of Smartphone Affordability in Nigeria<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e3ea232 elementor-widget elementor-widget-text-editor\" data-id=\"5e3ea232\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nigeria is home to <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.worldometers.info\/world-population\/nigeria-population\/\">over 232 million people<\/a><\/span> with an urban population of 53.9%, and the smartphone penetration is <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/commercium.africa\/news\/2024\/02\/smartphone-penetration-in-nigeria-to-hit-60-by-2025\/\">expected to reach 60% by 2025<\/a><\/span>, as reported by Statista. However, a considerable portion of the population still relies on feature phones or shared devices due to the high upfront costs even of entry level smartphones.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-161871cc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"161871cc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4f7f964d\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"4f7f964d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-689cfc09 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"689cfc09\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5c0cb563\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"5c0cb563\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3526c897 elementor-widget elementor-widget-heading\" data-id=\"3526c897\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key barriers include:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c710853 elementor-widget elementor-widget-text-editor\" data-id=\"c710853\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Affordability: <\/strong>Naira metrics reports that a <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.pulse.ng\/articles\/business\/international-business\/nigerias-internet-penetration-is-at-risk-as-the-prices-of-smartphones-continue-to-2024072522062221528\">basic smartphone in Nigeria costs N25,000, or 37.46% of the average monthly income<\/a><\/span>, compared to the global average of 20%. A 4G smartphone costs around N35,000, surpassing the N30,000 minimum wage.<\/li><li><strong>Credit Constraints:<\/strong> The absence of formal credit histories for a majority of the population limits access to traditional financing options.<\/li><li><strong>Lack of Innovative Solutions: <\/strong>Despite the availability of financing options like bank loans and Buy Now, Pay Later or PayGo programs, Nigeria&#8217;s financing industry still lacks widespread, scalable solutions altered to the unique needs of its population.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9bd9a41 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9bd9a41\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-60b820b\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"60b820b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ba5dbc elementor-widget elementor-widget-heading\" data-id=\"1ba5dbc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Solution: Secured Device Financing To Enable Connectivity<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be55c58 elementor-widget elementor-widget-text-editor\" data-id=\"be55c58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Datacultr\u2019s platform, which enables financial institutions and telecom operators to offer secured device financing, is addressing these challenges head-on, enabling telecom operators, retailers, and financiers to offer Nigerians affordable access to smartphones. By leveraging advanced strategies for risk management, Datacultr helps financiers in providing financing options, tailored to the unique needs of the Nigerian market.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-69c18f6 elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"69c18f6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-69e0385\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"69e0385\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0c03f94 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0c03f94\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-33146fd\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"33146fd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-59f114c elementor-widget elementor-widget-heading\" data-id=\"59f114c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Datacultr is Making a Difference<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f701f13 elementor-widget elementor-widget-text-editor\" data-id=\"f701f13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Inclusive Credit Assessment: <\/strong>Datacultr\u2019s platform offers banks and financial institutions a way to mitigate their risk while offering loans to credit dark segments. The platform can further help banks to analyze alternative data like payment behavior to create a credit profile for them and upsell other products as well.<\/p><p><strong>Reducing Default Risks:<\/strong> Engaging with customers using innovative reminders and nudges ensure timely repayments while minimizing the risk of defaults. Datacultr\u2019s device lock mechanism incentivizes borrowers to complete payments responsibly, increasing overall collection efficiency by 400% and reducing Non performing loans by 67%.<\/p><p><strong>Building Trust: <\/strong>Authentic bank branded messaging helps the bank garner trust with the customer leading to better repayment numbers. Digital interactions like Promise to Pay, Digital Legal Notice, Digi Call, and skip tracing tools like MOD and LOD increase the overall collection efficiencies tremendously.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5d51eb1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5d51eb1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3cde1e2\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"3cde1e2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c1fdf94 elementor-widget elementor-widget-heading\" data-id=\"c1fdf94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Impact on Nigeria<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1234c5d elementor-widget elementor-widget-text-editor\" data-id=\"1234c5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Adopting flexible financing solutions can have transformative effects, including:<\/p><ul><li><strong>Increased Smartphone Penetration:<\/strong> <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/commercium.africa\/news\/2024\/02\/smartphone-penetration-in-nigeria-to-hit-60-by-2025\/#:~:text=According%20to%20Statista%2C%20smartphone%20penetration,25%20million%20and%2040%20million.\">Statista reports,<\/a> <\/span>that smartphone penetration in Nigeria will reach 60% by 2025, creating significant growth opportunities for smartphone manufacturers.<\/li><li><strong>Boosting Economic Participation:<\/strong> With smartphones as enablers, more Nigerians can access government services, online jobs, e-commerce platforms, and digital learning resources.<\/li><li><strong>Advancing Financial Inclusion:<\/strong> Device financing fosters a culture of responsible borrowing, laying the foundation for broader credit access.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2b4834e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2b4834e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ad52f28\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"ad52f28\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7f324df elementor-widget elementor-widget-heading\" data-id=\"7f324df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Real-World Success Stories<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e7c3bb elementor-widget elementor-widget-text-editor\" data-id=\"0e7c3bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In markets like Ivory Coast, Kenya, Uganda, Tanzania, Philippines, Mexico, Columbia, and many more, Datacultr has already demonstrated the effectiveness of its platform. Applying this learning to Nigeria, Datacultr is confident in transforming the landscape of device financing in Nigeria, making smartphones accessible to all.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-61ebe74 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"61ebe74\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e48dc29\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"e48dc29\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9c1bc63 elementor-widget elementor-widget-heading\" data-id=\"9c1bc63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Closing Thoughts<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fe3762 elementor-widget elementor-widget-text-editor\" data-id=\"6fe3762\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>As Nigeria continues to become a fully digital economy, overcoming affordability barriers through risk management and debt collection solutions like Datacultr\u2019s is crucial. Datacultr is not just driving smartphone adoption but also making the way for inclusive growth.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3c8c068 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3c8c068\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e768e34\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"e768e34\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8fd70ea elementor-widget elementor-widget-text-editor\" data-id=\"8fd70ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Also Read: <span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"https:\/\/dc-webalias.wrtual.in\/blogs\/blogs\/fostering-financial-inclusion-through-mobile-phone-adoption\/\">Fostering financial Inclusion through mobile phone adoption<\/a><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\" elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5f20586\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"5f20586\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1854d06a elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"1854d06a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-12aab312 elementor-invisible\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"12aab312\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d723748 elementor-widget elementor-widget-text-editor\" data-id=\"5d723748\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ready to revolutionize your collections strategy? Experience the future with our cutting-edge platform!<\/p><p>\u2705Unlock Efficiency<br \/>\u2705Boost Recovery Rates<br \/>\u2705Simplify Your Collections Workflow with Our Innovative Solution.<\/p><p>\ud83d\udc49\ud83c\udffbBook Your Personalized Demo Today! Don&#8217;t miss out on the opportunity to transform your collections process.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5713ac1c elementor-widget__width-auto elementor-widget elementor-widget-litho-button\" data-id=\"5713ac1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper litho-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button-link elementor-button elementor-size-sm \" href=\"https:\/\/dc-webalias.wrtual.in\/blogs\/contact-us\" role=\"button\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book a demo<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"screen-reader-text\">Button<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\" elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5314dd52 elementor-hidden-tablet elementor-hidden-phone\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"5314dd52\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home Smartphones have evolved beyond being basic communication devices\u2014they are a gateway to a lifestyle enabling e-commerce, healthcare, financial services, etc., In Nigeria, where digital connectivity is pivotal in order to bridge the socio-economic gaps, access to smartphones is still a major barrier for many. Datacultr is playing a major part in overcoming the obstacle [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":87381,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[206,207,208],"tags":[],"class_list":["post-87247","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-device-financing","category-device-lock","category-debt-collection-platform"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Enabling Affordable Access to Smartphones by Securing Device Financing-Nigeria<\/title>\n<meta name=\"description\" content=\"Discovering how telcos in the Philippines can reduce default risks and enhance digital inclusion through effective financing solutions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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